Personal | Mission Saver

Mission Saver


Designed for any individual looking to boost their savings, a Mission Saver account with CDF Community Fund provides a way for you to contribute back to the community – it's a higher return than money alone.

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CDF customer: St Thomas the Apostle Parish, Clyde North

Interest Rates


Earn up to 5.20% p.a.* with a Mission Saver Plus account

Our Mission Saver Plus account rewards those working in the Catholic sector with a bonus interest rate, provided more money is deposited than withdrawn each month, by at least $1, not including interest earned. View the full terms and conditions or current interest rates for personal accounts..

Features and benefits


Support community projects

Contribute to the funding of building projects that impact countless individuals every day. Your savings will fund projects that enable education, healthcare and social welfare.

Competitive interest rates

While you make a difference through your savings, we also offer competitive rates to help your money grow over time.

Local help, when you need it

Our Australian-based team are local and here to help if you need a hand.

A socially responsible investment

We are here to support the common good, and those charged with doing good in our communities. Funds invested with are used responsibly, in line with the Catholic Social Teaching of our faith.

Online accessibility

View and manage your account online, 24/7 from anywhere and on any device.

No fees

No fees for active personal accounts with CDF Community Fund.


Mission Saver Plus


Rewarding employees of Catholic organisations with a bonus rate^

Mission Saver Student


 An under 18’s account that rewards regular savers with a bonus rate^

31 Day Mission Saver


An account for any person that wants to save while doing good

Interest Rate

up to 5.20% p.a.*

Requirements

The bonus interest rate will only apply if you deposit more money than you withdraw each month, by at least $1, not including interest earned

Access

Online, with immediate access to funds

Eligibility

Only available to employees of Catholic organisations

Open an account

Interest Rate

up to 5.20% p.a.*

Requirements

The bonus interest rate will only apply if you deposit more money than you withdraw each month, by at least $1, not including interest earned

Access

Online, with 31-day notice of withdrawal

Eligibility

Available to students or youth under 18 years of age

Open an account

Interest Rate

1.50% p.a.*

Requirements

A minimum initial investment of $100




Access

Online, with 31-day notice of withdrawal

Eligibility

Available to everyone

Open an account

What our customers are saying


“I have taught at Avila College for 34 years. Throughout that time, I held a CDF Community Fund savings account which has been there for all the milestones in my life: overseas trips, preparing for the arrival of babies, school books and uniforms, 21st birthday parties – and now, for more of my own adventures.


Directly credited from my salary, CDF Community Fund has made it easier to tuck money away, while also supporting Catholic schools. It always surprises me how quickly the funds accumulate! While the Fund has moved with the times, it’s maintained a small community feeling – I have the convenience of online access, but I can also enjoy a chat with Richard (from the Customer Service team) over the phone whenever I have a query.”

Michelle Hanger

Teacher, Avila College


How to apply?


Pictured: CDF Staff

Getting started is easy:

Choose a Mission Saver account that is right for you and apply online today:


  • Mission Saver Student: students or youth under the age of 18 (including parents or legal guardians looking to establish an account for a minor)


  • Mission Saver Plus: employees of a Catholic organisations


  • Mission Saver 31-Day: any individual or joint account holders


Complete an online application and watch your impact grow.


More Good News

March 31, 2025
Media Release A new online hub for Catholic events, CathEvents, has officially launched, providing a central platform for Catholics across Australia to find, share, and promote events that foster connection, faith, and Catholic leadership. CathEvents has been developed through the foresight and leadership of the Association of Ministerial Public Juridic Persons (AMPJP), in partnership with and supported by the Catholic Development Fund (CDF). This innovative initiative is designed to serve as Australia’s pre-eminent site for Catholic events, creating new opportunities for individuals and organisations to engage with one another and grow in their fa ith. For some years, Catholic events have been promoted to members on the AMPJP website, but in response to the call of the Plenary Council and Synod on Synodality to increase formation, AMPJP has established CathEvents as a national service to all Catholics and Catholic organisations. "CathEvents represents an important step in connecting Catholic communities around Australia. It is a place where anyone—whether from a parish, school, ministry, or community group—can easily find and share events that bring many more people together in faith and fellowship," said Moira Najdecki, Chair of AMPJP. The platform features a wide variety of events, including retreats, workshops, conferences, faith formation sessions, leadership training and special celebrations. It is designed to be user-friendly, enabling organisations to submit events for free and allowing visitors to search by category, location, and date. "We are proud to support CathEvents as part of our commitment to strengthening Catholic communities," said Brendan Hoy, General Manger Client Services at CDF. " This platform will provide a valuable resource for all those across the sector seeking to learn, grow and engage more deeply with their faith or one another." Key Features of CathEvents: Comprehensive listing of Catholic events nationwide. Easy-to-use search and filter functions. Free event submission for Catholic organisations and groups. Focus on community connection, faith formation and leadership development. CathEvents is now live and can be accessed at: www.cathevents.org.au Catholic organisations, parishes, schools, and individuals are warmly invited to visit the site, explore upcoming events, and contribute their own events to share with the wider community. Please note - CathEvents is not associated with CathNews, and is a separate service to the Australian Catholic community. About AMPJP The Association of Ministerial Public Juridic Persons (AMPJP) is a national association of Catholic entities entrusted with the mission of governance and leadership within the Church. Its member organisations minister in health, aged care, community services and education. AMPJP promotes collaboration, formation, and shared mission among Catholic organisations. About Catholic Development Fund (CDF) CDF provides financial solutions to Catholic organisations that balance margin and mission for the common good. Guided by Catholic Social Teaching, CDF supports Catholic schools, parishes, healthcare, aged care, and social service facilities, primarily through funding capital development projects, that strengthen the Church’s mission and ensure its lasting impact on the community. For media enquiries, please contact: Martin Teulan Executive Director, AMPJP 0408 867 046 executive.director@ampjp.org.au For website enquiries and advertising, please contact: Tony Biviano Project Leader 0448 465 128 cathevents@ampjp.org.au
March 24, 2025
Catholic Development Fund (CDF) congratulates Bishop George Kolodziej SDS on his ordination and installation as the fifth Bishop of Bunbury. The ceremony took place on March 19, 2025, the Solemnity of Saint Joseph, at St Patrick's Cathedral in Bunbury. Archbishop Timothy Costelloe SDB, President of the Australian Catholic Bishops Conference (ACBC), presided over the ceremony as principal consecrator, and was joined by more than 19 bishops from across Australia, including CDF’s Board Member Most Rev. Anthony J. Ireland, Auxiliary Bishop of Melbourne. Tim O’Leary, CDF Deputy Chair of the Board, and Matthew Cassin, CDF Chief Executive Officer, were also in attendance amongst distinguished guests. Apostolic Nuncio Charles Balvo presented the Papal Bull during the ceremony, which brought together the entire Bunbury Catholic community—clergy, seminarians, acolytes, altar servers, musicians, choir members, Salvatorian priests from across Australia, and representatives from Catholic Education Western Australia Ltd and Catholic Religious Australia. In his poignant homily, Archbishop Costelloe highlighted the significance of Bishop George's middle name being Joseph, noting, "Perhaps today, as we celebrate the Solemnity of Saint Joseph, we might look to him as a model of this tender and compassionate presence to others, a model especially, though not only, for our soon-to-be Bishop George." 
March 12, 2025
Catholic Development Fund (CDF), recently hosted its first Catholic Connect Workshop for 2025 exploring ' Leading with Hope in Uncertain Times.' The event, brought together in partnership with Catholic Social Services Victoria (CSSV) , united Catholic organisation leaders to explore the intersection of leadership, formation, and hope. The workshop's theme aligned perfectly with both International Women's Day and the Jubilee Year theme "Pilgrims of Hope," creating a timely opportunity to reflect on cultivating hope within communities and organisations. The heart of the event featured an impressive panel moderated by Josh Lourensz, Executive Director of CSSV. The distinguished speakers included: Micaela Cronin , the Inaugural Federal Commissioner for Domestic, Family and Sexual Violence, whose career began in social work with organisations like St. Vincent De Paul Society and MacKillop Family Services, Annie Carrett , the Chief of Staff to the Archbishop of Melbourne and first female Chancellor of the Archdiocese of Melbourne, bringing over 35 years of experience within the Catholic Church; and Sr. Joan Healy , a 90-year-old author, activist, and pioneer in family and child support models whose work over five decades continues to influence current practices.
Read more

Want to speak to our team?


If you have a question about opening an account, we're here to help:

Call us

Contact our Client Services team on 1800 134 135

Have a question?

View our Frequently Asked Questions (FAQs) or email us and our team will help with your query

Request a call back

Have a member of our team call you at a time that works for you

Request a call back

^The bonus interest rate Mission Saver Plus or Mission Saver Student accounts will only apply if you deposit more money than you withdraw each month, by at least $1, not including interest earned. 

*Interest rates are subject to change. View the current interest rates.

CDPF Limited, a company established by the Australian Catholic Bishops Conference, has indemnified the CDF Community Fund ABN 94 380 397 118 (the Fund) against any liability arising out of a claim by investors in the Fund. In practice, this means your investment is backed by the assets of Catholic Archdiocese of Melbourne. The Fund is required by law to make the following disclosure: Investment in the Fund is only intended to attract investors whose primary purpose for making their investment is to support the charitable purposes of the Fund. Investor’s funds will be used to generate a return to the Fund that will be applied to further the charitable works of the Catholic Church. The Fund is not prudentially supervised by the Australian Prudential Regulation Authority nor has it been examined or approved by the Australian Securities and Investments Commission (ASIC). An investor in the Fund will not receive the benefit of the financial claims scheme or the depositor protection provisions in the Banking Act 1959 (Cth). The investments that the Fund offers are not subject to the usual protections for investors under the Corporations Act (Cth) or regulation by ASIC. Investors may be unable to get some or all of their money back when the investor expects or at all and investments in the Fund are not comparable to investments with banks, finance companies or fund managers. The Fund’s identification statement may be viewed here or by contacting the Fund. The Fund does not hold an Australian Financial Services Licence. The Fund has entered into an intermediary authorisation with CDFCF AFSL Limited ABN 49 622 976 747, AFSL No. 504202 to issue and deal in debentures.