Personal | Term Investment

Term Investment


Earn a competitive rate of interest, while choosing the terms that are right for you, with a CDF Community Fund personal Term Investment account.

Open an Account

CDF customer: St Columbas College, Essendon

Special Offer


5.10% p.a. on a 6-month Term Investment

Available for a limited time and subject to change.

View current interest rates for personal accounts.

Features and benefits


Boost your savings while doing good

Accounts with CDF Community Fund support local Catholic organisations to continue their mission, such as schools, hospitals and social services.

Flexible terms and timeframes

Choose from a range of terms that are right for you. Options vary from 1 month to 2 years.

Local help, when you need it

Our Australian-based team are local and here to help if you need a hand.

Fixed return on your investment

Invest with peace of mind, knowing your rate is locked in for the term. Interest is calculated daily and compounded upon maturity.

Online accessibility

View and manage your account online, 24/7 from anywhere, on any device.

No fees

No fees for active personal accounts with CDF Community Fund.


How to apply?


Pictured: CDF Staff

Before beginning your application:

You can open a Term Investment online under a personal or Self-Managed Super Fund (SMSF) name. To do so, you need to be 18 years or over and have: 

  • minimum deposit of $2,000;
  • bank account details to establish the investment (either direct debit details from your bank account or an existing CDF Community Fund account);
  • Australian residential address and contact details;
  • personal identification (e.g., drivers' licence, passport etc.).


For SMSF accounts, you will also need:

  • Certified copy of the Trust Deed (first page and schedule deed with the names and signatures of the trustees);
  • Trusts ABN (and ACN if there is a Corporate Trustee);
  • Bank Statement Header confirming the Trust details;
  • Personal identification for all individuals (Trustees, Directors, Beneficiaries).
Apply Online - Term Investment Apply Online - Term Investment SMSF

More information on how CDF Community Fund operates and manages Term Investments can be found in the Term Investment Information Statement. Speak to your financial advisor to determine if the Term Investment Account is right for you.


More Good News

March 31, 2025
Media Release A new online hub for Catholic events, CathEvents, has officially launched, providing a central platform for Catholics across Australia to find, share, and promote events that foster connection, faith, and Catholic leadership. CathEvents has been developed through the foresight and leadership of the Association of Ministerial Public Juridic Persons (AMPJP), in partnership with and supported by the Catholic Development Fund (CDF). This innovative initiative is designed to serve as Australia’s pre-eminent site for Catholic events, creating new opportunities for individuals and organisations to engage with one another and grow in their fa ith. For some years, Catholic events have been promoted to members on the AMPJP website, but in response to the call of the Plenary Council and Synod on Synodality to increase formation, AMPJP has established CathEvents as a national service to all Catholics and Catholic organisations. "CathEvents represents an important step in connecting Catholic communities around Australia. It is a place where anyone—whether from a parish, school, ministry, or community group—can easily find and share events that bring many more people together in faith and fellowship," said Moira Najdecki, Chair of AMPJP. The platform features a wide variety of events, including retreats, workshops, conferences, faith formation sessions, leadership training and special celebrations. It is designed to be user-friendly, enabling organisations to submit events for free and allowing visitors to search by category, location, and date. "We are proud to support CathEvents as part of our commitment to strengthening Catholic communities," said Brendan Hoy, General Manger Client Services at CDF. " This platform will provide a valuable resource for all those across the sector seeking to learn, grow and engage more deeply with their faith or one another." Key Features of CathEvents: Comprehensive listing of Catholic events nationwide. Easy-to-use search and filter functions. Free event submission for Catholic organisations and groups. Focus on community connection, faith formation and leadership development. CathEvents is now live and can be accessed at: www.cathevents.org.au Catholic organisations, parishes, schools, and individuals are warmly invited to visit the site, explore upcoming events, and contribute their own events to share with the wider community. Please note - CathEvents is not associated with CathNews, and is a separate service to the Australian Catholic community. About AMPJP The Association of Ministerial Public Juridic Persons (AMPJP) is a national association of Catholic entities entrusted with the mission of governance and leadership within the Church. Its member organisations minister in health, aged care, community services and education. AMPJP promotes collaboration, formation, and shared mission among Catholic organisations. About Catholic Development Fund (CDF) CDF provides financial solutions to Catholic organisations that balance margin and mission for the common good. Guided by Catholic Social Teaching, CDF supports Catholic schools, parishes, healthcare, aged care, and social service facilities, primarily through funding capital development projects, that strengthen the Church’s mission and ensure its lasting impact on the community. For media enquiries, please contact: Martin Teulan Executive Director, AMPJP 0408 867 046 executive.director@ampjp.org.au For website enquiries and advertising, please contact: Tony Biviano Project Leader 0448 465 128 cathevents@ampjp.org.au
March 24, 2025
Catholic Development Fund (CDF) congratulates Bishop George Kolodziej SDS on his ordination and installation as the fifth Bishop of Bunbury. The ceremony took place on March 19, 2025, the Solemnity of Saint Joseph, at St Patrick's Cathedral in Bunbury. Archbishop Timothy Costelloe SDB, President of the Australian Catholic Bishops Conference (ACBC), presided over the ceremony as principal consecrator, and was joined by more than 19 bishops from across Australia, including CDF’s Board Member Most Rev. Anthony J. Ireland, Auxiliary Bishop of Melbourne. Tim O’Leary, CDF Deputy Chair of the Board, and Matthew Cassin, CDF Chief Executive Officer, were also in attendance amongst distinguished guests. Apostolic Nuncio Charles Balvo presented the Papal Bull during the ceremony, which brought together the entire Bunbury Catholic community—clergy, seminarians, acolytes, altar servers, musicians, choir members, Salvatorian priests from across Australia, and representatives from Catholic Education Western Australia Ltd and Catholic Religious Australia. In his poignant homily, Archbishop Costelloe highlighted the significance of Bishop George's middle name being Joseph, noting, "Perhaps today, as we celebrate the Solemnity of Saint Joseph, we might look to him as a model of this tender and compassionate presence to others, a model especially, though not only, for our soon-to-be Bishop George." 
March 12, 2025
Catholic Development Fund (CDF), recently hosted its first Catholic Connect Workshop for 2025 exploring ' Leading with Hope in Uncertain Times.' The event, brought together in partnership with Catholic Social Services Victoria (CSSV) , united Catholic organisation leaders to explore the intersection of leadership, formation, and hope. The workshop's theme aligned perfectly with both International Women's Day and the Jubilee Year theme "Pilgrims of Hope," creating a timely opportunity to reflect on cultivating hope within communities and organisations. The heart of the event featured an impressive panel moderated by Josh Lourensz, Executive Director of CSSV. The distinguished speakers included: Micaela Cronin , the Inaugural Federal Commissioner for Domestic, Family and Sexual Violence, whose career began in social work with organisations like St. Vincent De Paul Society and MacKillop Family Services, Annie Carrett , the Chief of Staff to the Archbishop of Melbourne and first female Chancellor of the Archdiocese of Melbourne, bringing over 35 years of experience within the Catholic Church; and Sr. Joan Healy , a 90-year-old author, activist, and pioneer in family and child support models whose work over five decades continues to influence current practices.
Read more

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CDPF Limited, a company established by the Australian Catholic Bishops Conference, has indemnified the CDF Community Fund ABN 94 380 397 118 (the Fund) against any liability arising out of a claim by investors in the Fund. In practice, this means your investment is backed by the assets of Catholic Archdiocese of Melbourne. The Fund is required by law to make the following disclosure: Investment in the Fund is only intended to attract investors whose primary purpose for making their investment is to support the charitable purposes of the Fund. Investor’s funds will be used to generate a return to the Fund that will be applied to further the charitable works of the Catholic Church. The Fund is not prudentially supervised by the Australian Prudential Regulation Authority nor has it been examined or approved by the Australian Securities and Investments Commission (ASIC). An investor in the Fund will not receive the benefit of the financial claims scheme or the depositor protection provisions in the Banking Act 1959 (Cth). The investments that the Fund offers are not subject to the usual protections for investors under the Corporations Act (Cth) or regulation by ASIC. Investors may be unable to get some or all of their money back when the investor expects or at all and investments in the Fund are not comparable to investments with banks, finance companies or fund managers. The Fund’s identification statement may be viewed here or by contacting the Fund. The Fund does not hold an Australian Financial Services Licence. The Fund has entered into an intermediary authorisation with CDFCF AFSL Limited ABN 49 622 976 747, AFSL No. 504202 to issue and deal in debentures.