Personal | Term Investment
Term Investment
Earn a competitive rate of interest, while choosing the terms that are right for you, with a CDF Community Fund personal Term Investment account.
CDF customer: St Columbas College, Essendon
Special Offer
5.10% p.a. on a 6-month Term Investment
Available for a limited time and subject to change.
Features and benefits
Boost your savings while doing good
Accounts with CDF Community Fund support local Catholic organisations to continue their mission.
Flexible terms and timeframes
Choose from a range of terms that are right for you. Options vary from 1 month to 2 years.
Local help, when you need it
Our Australian-based team are local and here to help if you need a hand.
Fixed return on your investment
Invest with peace of mind, knowing your rate is locked in for the term. Interest is calculated daily and compounded upon maturity.
Online accessibility
View and manage your account online, 24/7 from anywhere and any device.
No fees
No fees for active personal accounts with CDF Community Fund.
How to apply?
Before beginning your application:
You can open a Term Investment online under a personal or Self-Managed Super Fund (SMSF) name. To do so, you need to be 18 years or over and have:
- minimum deposit of $2,000;
- bank account details to establish the investment (either direct debit details from your bank account or an existing CDF Community Fund account);
- Australian residential address and contact details;
- Tax File Number (TFN) to avoid withholding tax on the interest you earn;
- personal identification (e.g., drivers' licence, passport etc.).
For SMSF accounts, you will also need:
- Certified copy of the Trust Deed (first page and schedule deed with the names and signatures of the trustees);
- Trusts ABN (and ACN if there is a Corporate Trustee);
- Bank Statement Header confirming the Trust details;
- Personal identification for all individuals (Trustees, Directors, Beneficiaries).
More information on how CDF Community Fund operates and manages Term Investments can be found in the Term Investment Information Statement. Speak to your financial advisor to determine if the Term Investment Account is right for you.
More Good News
Want to speak to our team?
If you have a question about opening an account, we're here to help:
Call us
Contact our Client Services team on 1800 134 135
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Frequently Asked Questions (FAQs) or
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CDPF Limited, a company established by the Australian Catholic Bishops Conference, has indemnified the CDF Community Fund ABN 94 380 397 118 (the Fund) against any liability arising out of a claim by investors in the Fund. In practice, this means your investment is backed by the assets of Catholic Archdiocese of Melbourne. The Fund is required by law to make the following disclosure: Investment in the Fund is only intended to attract investors whose primary purpose for making their investment is to support the charitable purposes of the Fund. Investor’s funds will be used to generate a return to the Fund that will be applied to further the charitable works of the Catholic Church. The Fund is not prudentially supervised by the Australian Prudential Regulation Authority nor has it been examined or approved by the Australian Securities and Investments Commission (ASIC). An investor in the Fund will not receive the benefit of the financial claims scheme or the depositor protection provisions in the Banking Act 1959 (Cth). The investments that the Fund offers are not subject to the usual protections for investors under the Corporations Act (Cth) or regulation by ASIC. Investors may be unable to get some or all of their money back when the investor expects or at all and investments in the Fund are not comparable to investments with banks, finance companies or fund managers. The Fund’s identification statement may be viewed here or by contacting the Fund. The Fund does not hold an Australian Financial Services Licence. The Fund has entered into an intermediary authorisation with CDFCF AFSL Limited ABN 49 622 976 747, AFSL No. 504202 to issue and deal in debentures.
